Second Mortgage Direct Investment

Wholesale investors gain access to exclusive property investment opportunities backed by secure mortgages earning 12% pa*

Are you
looking for a
high yield investment?

At 268 Fund, wholesale investors gain access to exclusive property investment opportunities across Australia, enabling them to choose the specific investment they wish to invest in. By investing in loans secured by properties, you enjoy the advantage of higher returns while also benefiting from the security provided by the mortgages.

Through our rigorous internal due diligence process, we carefully evaluate each opportunity and then present investors with a range of quality deals. We empower investors to select investments that align with their requirements.

DIRECT SECOND MORTGAGE INVESTMENTS

Earn 12% pa interest with monthly payments*.

*as of March 2025

Second Mortgage Security
Limited to 72% LVR*

UNDERSTANDING SECOND MORTGAGES

A second mortgage is a loan secured against a property with a primary mortgage. Unlike first mortgages, second mortgages typically offer higher yields due to their subordinated repayment position.

At 268 Fund, second mortgages are secured by Australian real estate and registered on the title, often covering multiple properties. These investments are designed for wholesale investors seeking higher returns paired with structured security, with repayment strategies tied to property sales, refinancing, or development approvals.

The Loan-to-Value Ratio (LVR) for 268 Fund’s second mortgages is up to 72%*. This means we will usually lend up to 72% of the property’s value (including any first mortgage loans). Borrowers must contribute the remaining as a deposit or equity. For specific details on LVRs for each investment, please refer to the SIM & contact us.

What is LVR? LVR, or Loan-to-Value Ratio, measures the loan amount relative to the property’s assessed value. For example, a home loan with a 90% LVR allows a borrower to finance 90% of the property’s value, contributing the remaining 10% as a deposit. In the case of 268 Fund’s second mortgages, our LVR cap ensures that the total borrowing (including any first mortgage) does not exceed for example 72% of the property value, providing a safeguard for both investors and borrowers.*

Achieve High Returns with Secured Direct Property Investment

Direct property investment provides an excellent opportunity for wholesale investors to participate in property-backed ventures. By investing in mortgages, you gain the advantage of consistent income, secured by Australian real estate, and benefit from a tangible safety net.

Second mortgages, in particular, offer a compelling high-yield strategy, enabling investors to earn attractive returns while leveraging the stability of real estate assets. At 268 Fund, we specialise in connecting investors with carefully selected opportunities that align with their financial goals.

How Direct Property Investment Works

Investing in mortgages through 268 Fund is simple and secure. Our step-by-step process includes:

  1. Review Opportunities: Investors can evaluate carefully curated property-backed deals to select options that suit their preferences.
  2. Secured Investments: Investments are backed by second mortgages registered on Australian real estate, ensuring priority repayment.
  3. Monthly Returns: Earn consistent income with interest paid monthly, supported by forward interest reserves for added security.

This straightforward approach allows investors to take direct ownership of their investments while enjoying the benefits of expert management.

Why Choose 268 Fund for Direct Property Investment?

268 Fund is a leader in offering secure and rigorously vetted property-backed investments. Our expertise in direct property investment ensures that every opportunity undergoes a comprehensive due diligence process, including rigorous stress testing for repayment ability.

Since our inception, 100% of investor capital and interest has been successfully repaid to investors, demonstrating our commitment to reliability and delivering consistent results.*

By partnering with us, you’ll benefit from:

Direct property investment provides an excellent opportunity for wholesale investors to participate in property-backed ventures. By investing in mortgages, you gain the advantage of consistent income, secured by Australian real estate, and benefit from a tangible safety net.

Second mortgages, in particular, offer a compelling high-yield strategy, enabling investors to earn attractive returns while leveraging the stability of real estate assets. At 268 Fund, we specialise in connecting investors with carefully selected opportunities that align with their financial goals.

Start Building Your Wealth with 268 Fund’s Property-Backed Investments

Discover the potential of direct property investment and high-yield second mortgages with 268 Fund. Whether you’re exploring Equity Investments or reviewing our Current Investments, we offer tailored opportunities designed to align with your financial goals.

With our expertise, robust due diligence, and transparent processes, 268 Fund empowers you to grow your wealth securely and confidently. Contact us today to learn more about how our property-backed investments can help you achieve consistent returns and financial success.

Direct Investments

Take direct ownership of your investment with
our secured investments.

Call to discuss investing into 268 Fund

We offer investors and their advisors
presentations at our offices.